Thursday, 6 June 2013

Tightening my belt

Round here there's a feeling that things are about to get worse before they get better.  When the house went back on the market last August all my plans to create revenue were based on building up several small streams of revenue using the house itself.  But with the prospect of moving at any point none of these came to fruition except The Tartan Tower and that doesn't generate much money.

Simply, my monthly outgoings exceed my income.  And until I move I can't increase that income for several reasons.  I have a monthly budget and can cope with the normal monthly expenditure but it's the unexpected things like car repairs and vet costs that have made me reach for the credit card.  This morning I was at the dentist and hygienist.  That cost £46. One filling needs replaced and I need root canal treatment on another (approx. £230) Tomorrow my car needs a service and an MOT to stay on the road. My one credit card is fast approaching its limit.

I keep telling myself once the house is sold and the money is released everything will be resolved but until then my already tightened belt will need to be squeezed even tighter.

I've already stopped giving myself pocket money and will probably need to stop the teenager's. I've cut back on food spending.  I don't buy clothes.  We don't eat out.  We don't go to the cinema. We're going wild camping for our summer holiday.

I'm sorting through my books and clothes to sell.  I've already sold my gold jewellery, CDs and DVDs.

I know there are many people out there in worse situations than us so I try not to complain.  I know there will be a light at the end of my tunnel eventually and that's what keeps me going.

1 comment:

  1. The main point is that you are doing everything you can to stem the cash overflow, that is highly commendable. Good luck with further belt tightenings and I hope your car passes MOT without too much needing done.

    Good luck and keep up the good work. You WILL get clear of this eventually. Don't suppose you're coming anywhere near us for wild camping, are you? :)